Texas sr 22 insurance

Reader’s Question:

I got involved in an accident in the state of Texas. The other driver was at fault. When I tried to call the number that was given to me, he didnt answer any of my calls. What should I do?

Tim

Good question Tim.

You try to verify first if the at fault party in the accident has insurance. If you he does not have insurance then you will need to go through your own collision coverage or you may go after the at-fault party personally for the cost of damages.

According to the Texas Department of Insurance if after an accident the at fault party driver refuses to give you information on his or her insurance provider, you may get a copy of the police report about the accident. The accident report has all the information you need like the driver’s name and his insurance company.

If there was no investigation made on the accident, you may report the refusal of the at fault driver to provide you their insurance information to the law enforcer. This could result in a report identifying the driver’s insurance company. The Department of Public Safety keeps actually files of forms – called SR-22s – that shows the insurance providers of people with conviction of DWI or driving without insurance.

The Department of Public Safety will inform you how to check if the driver has an SR-22 on file and the insurance information including his name.

Goodluck!

MariCAR