Galveston SR-22
Q: I’m supposed to get a Galveston SR-22 policy, but I don’t own a car. How do I do this?
A: If you don’t own a car and you don’t intend on driving anyone else’s, then you don’t need to get a Galveston SR-22 policy at all. The deal is that either you wait two years after your suspension to get your license back, or you pay for SR-22 filing during that time.
However, if you don’t own a car but you intend to be driving someone else’s, then you will need a Galveston SR-22 insurance policy for non-owners. This will only cover you for liability and will be more expensive than usual, but is good for those who still need to drive now and then.
San Antonio SR-22
Q: What happens if I have a San Antonio SR-22 policy for non owners, and then I buy a car?
A: On the off chance that you buy a car during the two years that you are required to file San Antonio SR-22 insurance, then you will need a change in policy. Non-owners insurance only covers vehicles that do not belong to you.
Don’t be tempted to think that you’re okay because it’s still SR-22 insurance. If Texas DPS finds out that you’re driving your own car uninsured (because if you have only non owners San Antonio SR-22 and you’re driving a car in your name, then you are uninsured), you can say goodbye to your license.
