auto Texas insurance
Reader’s Question:
What penalties will I be facing If get caught with an expired insurance? I live in Dallas Texas.
Ria
Good question Ria.
If you were given a ticket for showing an expired car insurance card to a police officer but still did have an auto insurance on your car at that time you may be able to clear up the issue by going to court and provide them your proof of insurance and the date of the citation.
If a driver is given a citation for failure to carry financial responsibility and he or she was in fact covered by a car insurance policy at the time that the citation was given, the motorist may provide proof of financial responsibility to dismissed the citation. The proof of financial responsibility must indicate the following:
1. insurer’s name, phone number and address;
2. number of insurance policy;
3. The policy period
4. The name and address of each insured;
5. statement of that coverage that complies with the minimum amounts of liability insurance required by the state
6. covered vehicles make and model.
If the proof does not show all requirements, the court will not accept the proof of insurance. You will need to get a new card from the insurance company showing all the necessary requirements, or you may get a letter from the insurance provider, stating the requirements that are not included on the insurance card.
A Texas court in a various jurisdiction may also have different requirements. You may contact the court on your ticket, to verify what you need to bring to court to prove that your car insurance was not expired.
You will face penalties for driving without insurance, if get caught with an expired insurance. Texas law has severe penalties for violation on the financial responsibility law of the state. A fine between $175 and $350 is for the first conviction. Subsequent convictions may result in fines of $350 to $1,000, driver’s license suspension, and impoundment of your vehicle.
Goodluck!
MariCAR
