Brownsville SR-22
Q: I need to get Brownsville SR-22 insurance in order to drive, but no one will insure me. What am I supposed to do?
A: First of all, where are you looking? Instead of sticking with your usual companies, look for companies that specialize in high risk customers with Brownsville SR-22 such as yourself and get quotes from them. It will cost more, but you’ll be insured.
For an even pricier but absolute option, if the above doesn’t work for you, you can buy Brownsville SR-22 insurance by joining the Texas insurance risk pool. This will assign you to accompany from which you can buy your policy.
Galveston SR-22
Q: I’m supposed to get a Galveston SR-22 policy, but I don’t own a car. How do I do this?
A: If you don’t own a car and you don’t intend on driving anyone else’s, then you don’t need to get a Galveston SR-22 policy at all. The deal is that either you wait two years after your suspension to get your license back, or you pay for SR-22 filing during that time.
However, if you don’t own a car but you intend to be driving someone else’s, then you will need a Galveston SR-22 insurance policy for non-owners. This will only cover you for liability and will be more expensive than usual, but is good for those who still need to drive now and then.
San Antonio SR-22
Q: What happens if I have a San Antonio SR-22 policy for non owners, and then I buy a car?
A: On the off chance that you buy a car during the two years that you are required to file San Antonio SR-22 insurance, then you will need a change in policy. Non-owners insurance only covers vehicles that do not belong to you.
Don’t be tempted to think that you’re okay because it’s still SR-22 insurance. If Texas DPS finds out that you’re driving your own car uninsured (because if you have only non owners San Antonio SR-22 and you’re driving a car in your name, then you are uninsured), you can say goodbye to your license.
