SR22 Texas

Reader’s Question:

My husband was required to get an SR22 3 years ago in the state of Texas and I would like to know how long he needs to keep it and what do we do to have it taken off from our auto insurance policy?

Ben

Dallas TX

An SR22 auto insurance in the state of Texas is a proof of financial responsibility to the Department of Public Safety that is required by law in Texas. This certify coverage to the driver by the auto insurance company and will have to inform the DPS if it has been cancelled.

An auto insurance company must file an SR26 form to remove the SR22. If you were informed by the DPS that your husband no longer needs to file the SR22, what he needs to do is to just tell the car insurance company to have it removed. Some insurance companies may not file an SR26 unless your husband provides any documentation that shows that the SR22 can be removed already. I suggest that you call the Department of Public Safety to verify if he can remove the SR22. There is form SR-26 which must be filed by the insurance carrier to cancel the SR-22. This form is submitted by the car insurance company to the DPS to inform them that the SR22 has been canceled.

It is very important that your husband confirm to the DPS that he can now have the SR22 insurance removed because the DPS may suspend your license if the SR22 is still required at the time the SR26 is received from your car insurance company.

SR22 Texas

Reader’s Question:

I was mandated by the state of Texas to obtain an SR22 but I have no idea what to do. Can someone please help me.

Jane

Houston TX

 

Driving under the influence (DUI), reckless driving, driving without insurance and getting several citations within a short period of time are among the traffic violations that trigger the Department of Public Safety to require you to file for an SR22 Texas. The amount of time that an SR22 is maintained is usually controlled by the state and failure to abide with the specified duration of keeping your SR22 will lead you to a license suspension. The SR22 is normally kept for a minimum of 2 years. To ensure that this is strictly followed by a convicted motorist, the state maintains an active line of communication with your SR22 insurance provider.

Any motorist can choose from the following options when complying for the SR22 Texas requirements. First, you can still have your vehicle covered under a regular auto insurance policy and file for an SR22 Texas as an attachment to the latter. Depending on the type and age of your vehicle, you may opt to avail for a liability-only or full coverage. Second option is to apply for a non-owner SR22 policy. This policy is ideal to those motorists who are operating a vehicle that they do not own. It also applies to the non-Texas residents who have already incurred traffic violations in Texas.

With the second option, you can still take care of your license problem without getting in touch with your current auto insurance provider. This is more advantageous than the first one and is more adapted by many motorists because of its discreet manner of filing. But whatever is the condition, filing for your SR22 Texas online is the quickest and fastest way to do it. You only have to fill up a simple online request form and you will be on your way to get back on the road the same day you get your licensed suspended.