Reader’s Question:

Will my auto insurance premium in Brownsville, Texas go up if I receive a public intoxication and a minor in consumption?

Gary

Brownsville, TX

Typically alcohol offenses are taken very seriously by car insurance carriers. Having a motorist who may drive a car while being impaired can be considered quite a risk for insurance carriers.

According to the Texas Department of Public Safety, individuals under twenty one years of age who are convicted of the alcohol violations, such as consumption of alcohol by a minor, will receive a thirty day license suspension for the 1st offense, sixty days for a 2nd offense, and 180 days for a 3rd offense

To check how your specific insurance company in Brownsville, Texas will react, regarding insurance rates and premiums, to these Class C misdemeanors check with your insurance broker about how your insurance company’s rating system is set up.

Tags: drunk driving insurance, DUI, DWI insurance, teen insurance

Reader’s Question:

How can I reinstate my suspended license due to DWI in Garland, Texas?

Craig

Garland, TX

In Texas if you have a suspended license due to driving while intoxicated or DWI the period will differ depending upon the court order. In Texas to have your license reinstated for driving while intoxicated you have to get proof of insurance in the form of SR-22 from your insurance provider and submit it to the Texas Department of Public Safety for two years pay the reinstatement fee. And if a Repeat Offender’s DWI education program has been required by the court, certificate of completion must be submitted to Department of Public Safety prior to the suspension expiration to prevent an additional revocation period.

To verify what your reinstatement process in your state for your case, you may contact your DPS. If you are required to get certain auto insurance coverages to obtain your driver’s license reinstated, you may get FREE insurance quote in Garland Texas here.

Tags: auto insurance, DMV, DWI insurance

Reader’s Question:

My vehicle was towed from the parking lot in front of my apartment in Bryan, Texas. I have a parking permit but the manager said that it was towed because the Registration sticker has expired. Is it legal to just tow a vehicle for that reason in Texas?

Harris

Bryan, Texas

State laws and city ordinances set different requirements for towing cars. Towing a car in Bryan Texas is not regulated by the Texas Department of Transportation (TxDOT) so they do not determine if a tow is legal or not. According to TxDOT if a car owner thinks their car was towed without probable cause they may dispute the tow through the court system. A special “tow hearing” can be held or the car owner may consider pursuing the matter through small claims court.

You can check the Texas statutes regarding registration and towing by checking at www.capital.state.tx.us/statutes/tn/toc/htm and these should assist you determine if your vehicle was legally towed or not. Another option would be to talk to your local police or Department of Motor Vehicle and ask if according to local laws if towing a car because of having expired registration is permitted or legal in Bryan, Texas.

Finally, read through your lease to verify if there is anything concerning reasons the landlord can have your car towed.

Tags: automobile, traffic violation

Reader’s Question:

My daughter is eighteen years old. Her Abilene Texas driver’s license expired. She received 2 traffic tickets for this, which have since turned into warrants. She lives with me. Under normal circumstances I would have to carry her on my car insurance policy. Because she does not have a valid driver’s license, can I now legally drop her from my insurance?

Henry

Abilene, TX

You will need to check with your insurance provider in Abilene Texas to see if they will permit you to drop your teenage daughter from your auto insurance policy. Most insurance carriers will not let you drop a household member from your insurance policy. However, most insurance providers will permit you to list her on your insurance policy as an ‘excluded’ driver. By doing this, you are informing your insurance provider that you will not permit that person to drive the cars on your policy. Also, you agree to assume full responsibility if you do permit that person to drive one of the cars on your insurance policy. Some insurance providers will require you provide proof the household member has other insurance before they will permit you to exclude that individual.

Tags: auto insurance, automobile, teen insurance, Young driver car insurance